Lumina ATM Solutions places and manages premium ATMs in high-traffic Charlotte businesses. We handle everything — installation, maintenance, and cash loading — while you collect a monthly revenue share for doing absolutely nothing.
A partnership model that is genuinely risk-free for location owners. Here is what that looks like in practice.
Earn a percentage of every transaction processed at your location. No work required on your end. Funds are distributed monthly, consistently.
Businesses with on-site ATMs see customer spending increase by 20 to 25 percent. Cash in hand means more spent at your register before they leave.
We own the machine, load the cash, handle all maintenance, and resolve every technical issue. You carry zero responsibility for the equipment.
No equipment costs, no installation fees, no maintenance obligations. We carry full liability insurance and handle all compliance requirements.
Customers who leave to find cash rarely return. With a machine on site they stay, spend, and come back. Reduced lost sales from day one.
All machines are PCI compliant, ADA accessible, and fully insured. We are a licensed and registered operator serving the Charlotte metro area.
From first conversation to revenue in your pocket in just a few days.
Reach out via email or the form below. We will schedule a quick five minute conversation to assess your location and answer any questions.
We present a simple one page placement agreement outlining your revenue share and our responsibilities. No complicated contracts.
Our team handles full installation at a time that works for your schedule. The machine is branded, loaded, and live within 24 to 48 hours.
From day one your machine generates passive revenue for your business. Monthly distributions arrive automatically. We handle everything else.
We work with high-traffic businesses across the greater Charlotte and Rock Hill metro area. If your customers regularly need access to cash or your location sees consistent daily foot traffic, we want to talk.
Our placement criteria is simple: steady traffic, an accessible location, and an owner who wants to earn more without doing more.
Our highest performing category. Evening crowds drive consistent high-volume transactions throughout the week.
Cash-preferred businesses benefit most. Clients need access to funds and have extended dwell time on site.
High volume on event days with a captive audience. Ideal for spaces hosting regular private gatherings.
Guests consistently need cash for tips and local experiences. Steady daily transaction volume year-round.
Local boutiques and specialty retailers with regular foot traffic and cash-preferring customer bases.
Members purchase sessions and merchandise. Boutique gyms with dedicated clientele are strong performers.
Your earnings depend on transaction volume at your location. Most of our location partners earn between $50 and $200 per month as a 15 to 20 percent share of surcharge revenue. High-traffic venues like bars and lounges often earn on the higher end of that range. We will provide a realistic projection for your specific location before you sign anything.
Absolutely nothing. We own the machine, pay for installation, handle all maintenance, and manage cash loading entirely at our cost. You provide the space and a standard electrical outlet. Everything else is on us.
That is entirely our responsibility. We respond to all machine issues within 48 hours and typically much faster. Our operations team monitors machine status regularly and proactively manages cash loading schedules so machines rarely run dry. If something goes wrong you simply notify us and we handle it.
Once a placement agreement is signed, we schedule installation at a time that works for your business. The machine is typically installed and fully operational within 24 to 48 hours. The physical installation itself takes under two hours and requires minimal disruption to your normal operations.
Yes. Our placement agreements include a termination clause that allows either party to end the arrangement with 30 days written notice. If you decide the ATM is no longer a fit for your space, we will remove it within 14 business days at no cost to you.
Yes. Lumina ATM Solutions carries full general liability insurance and all machines are PCI DSS compliant and ADA accessible. We are a licensed and registered operator in North Carolina and South Carolina. We can provide proof of insurance before any agreement is signed.
Reach out and we will get back to you within one business day. The initial conversation is quick, casual, and completely commitment free.
Thank you for reaching out. We will be in touch within one business day to discuss your location and next steps.